:root{--navy:#02023A;--blue:#0A3AA8;--grey:#6B6B8C;--line:#E6E6EF;--soft:#F5F6FA;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Outfit,system-ui,sans-serif;font-weight:300;color:var(--navy);background:#fff;font-size:18px;line-height:1.6}
h1,h2,h3{font-family:Montserrat,sans-serif;font-weight:800;line-height:1.1;letter-spacing:-.02em}
a{color:inherit;text-decoration:none}
img{display:block;width:100%;height:100%;object-fit:cover}
.wrap{max-width:1280px;margin:0 auto;padding:0 40px}
.pill{display:inline-flex;align-items:center;gap:10px;background:var(--navy);color:#fff;border:0;border-radius:999px;padding:14px 28px;font:500 16px Outfit,sans-serif;cursor:pointer;transition:background .2s}
.pill:hover{background:var(--blue)}
.pill.ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}
.pill.ghost:hover{background:var(--navy);color:#fff}
.label{font:500 14px Outfit,sans-serif;color:var(--blue);letter-spacing:.08em;text-transform:uppercase;display:flex;gap:10px;align-items:center;margin-bottom:20px}
.label b{font-weight:500;color:var(--grey)}
.muted{color:var(--grey)}
section{padding:110px 0}
/* header */
header{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);z-index:10;border-bottom:1px solid var(--line)}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:80px}
.logo{font:800 20px Montserrat,sans-serif;letter-spacing:.06em}
.logo span{color:var(--blue)}
nav{display:flex;gap:36px;font-weight:400;font-size:16px}
nav a:hover{color:var(--blue)}
/* hero */
.hero{padding:70px 0 0}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
.hero h1{font-size:clamp(38px,4.6vw,64px);margin-bottom:28px}
.hero h1 em{font-style:normal;color:var(--blue)}
.hero p{font-size:20px;color:var(--grey);max-width:540px;margin-bottom:36px}
.ctas{display:flex;gap:14px;flex-wrap:wrap}
.frame{border-radius:var(--r);overflow:hidden;background:var(--soft)}
.hero .frame{height:560px}
.facts{display:grid;grid-template-columns:repeat(3,1fr);margin-top:72px;border-top:1px solid var(--line)}
.facts div{padding:28px 0}
.facts strong{display:block;font:800 22px Montserrat,sans-serif}
.facts span{font-size:15px;color:var(--grey)}
/* cards */
.head{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:56px}
.head h2{font-size:clamp(30px,3.4vw,48px);max-width:640px}
.head p{max-width:400px;color:var(--grey)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card{border:1px solid var(--line);border-radius:22px;padding:12px;display:flex;flex-direction:column;transition:transform .2s}
.card:hover{transform:translateY(-4px)}
.card .frame{height:260px}
.card .body{padding:26px 16px 18px}
.card .num{font-size:14px;color:var(--blue);font-weight:500;margin-bottom:10px}
.card h3{font-size:24px;margin-bottom:12px}
.card p{color:var(--grey);font-size:16px}
/* about */
.about{background:var(--soft)}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.about .frame{height:480px}
.about blockquote{font:700 clamp(24px,2.6vw,36px)/1.3 Montserrat,sans-serif;margin-bottom:28px}
.about blockquote span{color:var(--blue)}
/* why */
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.why div{border-top:2px solid var(--navy);padding-top:24px}
.why h3{font-size:20px;margin-bottom:12px}
.why p{color:var(--grey);font-size:16px}
/* steps */
.steps-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:72px;align-items:start}
.steps-grid .frame{height:520px;position:sticky;top:110px}
.steps{list-style:none}
.steps li{display:grid;grid-template-columns:72px 1fr;gap:16px;padding:30px 0;border-bottom:1px solid var(--line)}
.steps li:first-child{padding-top:0}
.steps .n{font:800 32px Montserrat,sans-serif;color:var(--blue)}
.steps h3{font-size:21px;margin-bottom:6px}
.steps p{color:var(--grey);font-size:16px}
/* quote */
.quote-box{background:var(--navy);color:#fff;border-radius:28px;padding:72px;display:grid;grid-template-columns:.9fr 1.1fr;gap:64px}
.quote-box .label{color:#8FA8FF}.quote-box .label b{color:#A9A9C8}
.quote-box h2{font-size:clamp(32px,3.6vw,52px);margin-bottom:22px}
.quote-box p{color:#C5C5DC}
.quote-box ul{list-style:none;margin-top:32px;display:grid;gap:12px;font-size:16px}
.quote-box ul li::before{content:"→ ";color:#8FA8FF}
form{display:grid;grid-template-columns:1fr 1fr;gap:16px}
form .full{grid-column:1/-1}
label{display:block;font-size:14px;color:#C5C5DC;margin-bottom:6px}
input,textarea,select{width:100%;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.18);border-radius:12px;padding:14px 16px;color:#fff;font:300 16px Outfit,sans-serif}
input::placeholder,textarea::placeholder{color:#8888A8}
input:focus,textarea:focus{outline:2px solid #8FA8FF;border-color:transparent}
textarea{min-height:120px;resize:vertical}
form .pill{background:#fff;color:var(--navy);justify-self:start}
form .pill:hover{background:#8FA8FF}
form small{grid-column:1/-1;color:#8888A8;font-size:13px}
/* footer */
footer{background:var(--navy);color:#fff;border-radius:36px 36px 0 0;margin-top:110px;padding:80px 0 36px}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding-bottom:56px;border-bottom:1px solid rgba(255,255,255,.14)}
footer .logo{font-size:24px;margin-bottom:16px}
footer .logo span{color:#8FA8FF}
footer p,footer a{color:#C5C5DC;font-size:16px}
footer h4{font:700 14px Montserrat,sans-serif;letter-spacing:.08em;text-transform:uppercase;margin-bottom:16px}
footer ul{list-style:none;display:grid;gap:8px}
footer a:hover{color:#fff}
.legal{display:flex;justify-content:space-between;gap:20px;padding-top:28px;font-size:14px;color:#8888A8;flex-wrap:wrap}
/* responsive */
@media(max-width:1024px){
 nav{display:none}
 .hero-grid,.about-grid,.steps-grid,.quote-box{grid-template-columns:1fr;gap:44px}
 .hero .frame{height:400px}
 .steps-grid .frame{position:static;height:360px}
 .cards{grid-template-columns:1fr 1fr}
 .why{grid-template-columns:1fr 1fr}
 .head{flex-direction:column;align-items:start}
 .foot{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
 body{font-size:17px}
 .wrap{padding:0 20px}
 section{padding:72px 0}
 header .wrap{height:68px}
 .logo{font-size:17px}
 header .pill{padding:10px 18px;font-size:14px}
 .hero{padding-top:40px}
 .hero p{font-size:18px}
 .hero .frame{height:280px}
 .facts{grid-template-columns:1fr;margin-top:40px}
 .facts div{padding:18px 0;border-bottom:1px solid var(--line)}
 .cards,.why{grid-template-columns:1fr}
 .card .frame{height:220px}
 .about .frame{height:280px}
 .steps-grid .frame{height:240px}
 .steps li{grid-template-columns:52px 1fr}
 .steps .n{font-size:26px}
 .quote-box{padding:40px 22px;border-radius:22px}
 form{grid-template-columns:1fr}
 form .pill{justify-self:stretch;justify-content:center}
 footer{border-radius:26px 26px 0 0;margin-top:72px;padding-top:56px}
 .foot{grid-template-columns:1fr;gap:32px}
}
/* inner pages */
.page-hero{padding:70px 0 0}
.page-hero h1{font-size:clamp(36px,4.2vw,58px);margin-bottom:24px;max-width:900px}
.page-hero h1 em{font-style:normal;color:var(--blue)}
.page-hero p.lead{font-size:20px;color:var(--grey);max-width:720px;margin-bottom:36px}
.wide-frame{height:460px;margin-top:56px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}
.two h2{font-size:clamp(28px,3vw,42px);margin-bottom:22px}
.two p+p{margin-top:16px}
.terms{list-style:none;border-top:1px solid var(--line)}
.terms li{display:grid;grid-template-columns:200px 1fr;gap:20px;padding:22px 0;border-bottom:1px solid var(--line)}
.terms strong{font:700 16px Montserrat,sans-serif}
.terms span{color:var(--grey)}
.cta-band{background:var(--soft);border-radius:28px;padding:56px;display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band h2{font-size:clamp(26px,2.8vw,38px);margin-bottom:8px}
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.contact-cards .card{padding:36px 28px}
.contact-cards h3{font-size:20px;margin:10px 0 8px}
.contact-cards a{color:var(--blue);font-weight:400}
.note{font-size:15px;color:var(--grey);margin-top:20px}
nav a.active{color:var(--blue);font-weight:500}
@media(max-width:1024px){.two{grid-template-columns:1fr;gap:40px}.contact-cards{grid-template-columns:1fr}}
@media(max-width:640px){.wide-frame{height:260px;margin-top:36px}.terms li{grid-template-columns:1fr;gap:4px}.cta-band{padding:36px 22px}.page-hero{padding-top:40px}}
.why.three{grid-template-columns:repeat(3,1fr)}
@media(max-width:1024px){.why.three{grid-template-columns:1fr}}